Cashback apps can help you save money on everyday purchases. You can earn rewards on everything from groceries to gas to travel by using a cashback app. There are numerous cashback apps available, making it difficult to determine which one is best for you.
This article will go over the top cashback apps for 2023. We will also offer advice on how to select the best cashback app for your needs and maximize your earnings.
What exactly are Cashback Apps?
Cashback apps are mobile applications that allow you to earn rewards for making purchases. These incentives can be exchanged for cash, gift cards, or merchandise. Simply download the app, create an account, and link your credit or debit card to use a cashback app. Then, whenever you shop at a participating retailer, you’ll get cash back.
How to Select the Best Cashback App
There are numerous cashback apps available, so it is critical to select one that is appropriate for your needs. Consider the following factors when selecting a cashback app:
- The stores you frequent: Make sure the cashback app you choose offers rewards at the stores you frequent.
- You want the following types of rewards: Some cashback apps reward you with cash, while others reward you with gift cards or merchandise. Select an app that provides the types of rewards that you are most interested in.
- The charges: Some cashback apps charge monthly membership fees or withdrawal fees. Before you choose an app, make sure to compare the fees it charges.
The Top Cashback Apps in 2023
Here are the top cashback apps for 2023:
- Rakuten is one of the oldest and most well-known cashback apps. It has over 3,500 participating retailers, including Target, Walmart, and Amazon. Rakuten also provides a $10 sign-up bonus.
- Ibotta is a fantastic cashback app for grocery shoppers. It gives points for a wide range of groceries, including fresh produce, meat, and packaged goods. Ibotta also has a $20 sign-up bonus.
- Fetch Rewards is a one-of-a-kind cashback app that allows you to earn rewards by scanning your receipts. You can earn points by purchasing groceries, gas, and other items. Fetch Rewards also provides a 3,000-point sign-up bonus that can be redeemed for gift cards.
- Dosh: Dosh is a fantastic cashback app for people who frequently eat out and travel. It provides rewards at restaurants, hotels, and other establishments. Dosh also provides a $5 sign-up bonus.
- Upside is a fantastic cashback app for gas shoppers. It gives you points for buying gas at participating gas stations. Upside also provides a 15-cent-per-gallon sign-up bonus.
How to Increase Your Cashback Earnings
Here are some suggestions for increasing your cashback earnings:
- Use multiple cashback apps: You can earn rewards on the same purchase by using multiple cashback apps. For example, you could use Rakuten to earn cash back on an online purchase and then upload your receipt to Ibotta to earn even more cash back.
- Look for bonus offers: Many cashback apps provide bonus offers for visiting specific retailers or purchasing specific items. Before you shop, make sure to check the app for bonus offers.
- Use a credit card with rewards: You can increase your rewards even further by using a credit card that offers rewards on purchases. Many credit cards provide cash back, travel points, or other forms of reward.
How to Make Use of Cashback Apps
After selecting a cashback app, you must create an account and link your credit or debit card. You can then begin earning rewards by shopping at participating retailers.
Simply open the cashback app before you shop to browse the offers to earn rewards. When you find an offer that you like, tap on it to activate it. You can shop at participating retailers and earn cash back once the offer is activated.
After making a purchase, you must submit your receipt to the cashback app to receive your rewards. You can submit your receipt by photographing it or scanning it with the app’s in-app barcode scanner.
Once you’ve submitted your receipt, the cashback app will process your request and credit your account with your rewards. Your rewards are usually redeemable for cash, gift cards, or merchandise.
How to Use Cashback Apps Effectively
Here are some pointers for making the most of cashback apps:
- Plan your purchases ahead of time: Before you go shopping, check your cashback app to see if there are any deals you can take advantage of.
- Use several cashback apps: You can earn rewards from multiple cashback apps on the same purchase.
- Stack your savings: Save even more money by combining cashback apps with other coupons and discounts.
- Be patient: Earning significant rewards with cashback apps takes time. Don’t be disheartened if you don’t see immediate results.
- Refer a friend: Many cashback apps provide referral bonuses. You can earn rewards when you refer friends to the app and they sign up and begin using it.
Cashback apps can help you save money on everyday purchases. You can earn rewards on everything from groceries to gas to travel by using a cashback app. There are numerous cashback apps available, so it is critical to select one that is appropriate for your needs. Before you choose an app, make sure to compare the features and fees it offers.